← Embedded Finance Index 2026

Palla

Can Palla become the embedded cross-border P2P payment rails that financial institutions and fintechs use instead of building or licensing legacy money-transfer infrastructure?

HQMiami, FL
FoundersAndrew Mason
Total raised$14.5M
Latest roundSeries A, 2025
IndustryFintech / Cross-border payments
The story

Palla was built as a B2B2C cross-border P2P payments infrastructure company targeting financial institutions and fintechs, enabling them to embed instant international transfers into their existing digital channels. The company offers APIs, white-label apps, and embeddable UI components, positioning itself as the rails layer rather than a consumer-facing brand. Backed by Y Combinator and Revolution Ventures, Palla is focused on LATAM and Caribbean corridors with partners reaching 150M+ end customers, and expanding to new regions post-Series A.

Last 12 months
2025-05
Product timeline
2025
Raised $14.5M Series A led by Revolution Ventures to expand cross-border P2P payment infrastructure for financial institutions and fintechs.· banking
2025
Launched three embedded payment modalities: Embed (API/component-based), Checkout (white-label apps), and Redirect (PCI-secure card/bank capture).· pivot
The stack
4 layers disclosed in Palla’s embedded-finance stack
Payments / PSP
Palla (self-operated)
Banking / BaaS
in the full report
Sponsor bank
in the full report
FX & payouts
in the full report
Accounting gap: minor
3 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.