“Can a regulated, multi-jurisdiction stablecoin + traditional payment platform displace correspondent banking for global business cross-border payments?”
Founded in 2017 as a cross-border payments company, Orbital expanded into stablecoin and crypto payment infrastructure as regulatory frameworks matured across the UK, Gibraltar, Estonia, and Switzerland. The company has evolved from a traditional FX/payments provider into a unified platform combining stablecoin rails with conventional SWIFT/SEPA rails, enabling businesses to hold, exchange, and settle across 80+ currencies and major stablecoins. With $12bn annualised run-rate value processed, Orbital's current strategic bet is that stablecoins will displace correspondent banking for high-friction emerging-market corridors.
Orbital discloses ClearBank as its banking provider, according to the Embedded Finance Index 2026.
Orbital does not disclose a bank charter of its own; its banking services are provided through ClearBank.
Orbital processes payments through Orbital Payments (self-operated).
Orbital uses ClearBank and Orbital (self-operated) for FX and cross-border payouts.
Orbital's crypto products run on Fireblocks.
The Embedded Finance Index 2026 maps 5 layers in Orbital's stack: Payments / PSP (Orbital Payments (self-operated)); Banking / BaaS (ClearBank); Sponsor bank (ClearBank); FX & payouts (ClearBank and Orbital (self-operated)); Crypto (Fireblocks).
Orbital is founded in 2017 and headquartered in Gibraltar (also London & Tallinn).
Orbital has raised $6.4M in total.
Get a read on where your own stack stands against Orbital and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.