← State of Embedded Finance 2026

Oneid

Can bank-verified digital identity become the reusable, low-friction compliance layer for online onboarding and age assurance across the UK?

HQUnited Kingdom
IndustryInfrastructure / Identity
The story

OneID is a UK-based digital identity infrastructure provider whose core product is bank-verified identity — using open banking data from banks like NatWest to verify users' identities online. The company sits at the intersection of open banking and KYC/identity verification, offering regulated-grade identity verification, age assurance, and agentic commerce verification to businesses as an embedded API service. Its differentiation is leveraging trusted bank and government data sources for high-assurance, low-friction onboarding.

Last 12 months
2023-03
2023-03
Product timeline
2023
NatWest partnered with OneID to launch a 'Customer Attribute Sharing' digital identity service for businesses, embedding digital ID for e-document signing and digital onboarding.· banking
2023
OneID partnered with DocuSign to provide identity verification capabilities.· pivot
The stack
Accounting gap: none