Offa
“Can a Sharia-compliant property finance specialist capture the underserved UK Muslim community's demand for ethical bridging and buy-to-let products while remaining competitive with conventional lenders?”
Offa was established as the UK's first Sharia-compliant bridge finance company, targeting Britain's 4 million-strong Muslim community seeking property finance compatible with Islamic principles (no interest, no 'haram' sectors). The company has expanded its bridging proposition to include heavy refurbishments and development finance alongside traditional bridge products, backed by a £100m credit line from Gulf Islamic Investments in 2024. Offa's ethical model is also marketed to non-Muslim property investors seeking transparent, interest-free financing structures.