Next Capital
“Can Romania's largest NBFI modernize its SME lending and factoring infrastructure through cloud-native technology to scale beyond its founding factoring niche?”
Founded2006
HQBucharest, Romania
IndustryFintech / Lending
The story
Founded in 2006 as a Romanian non-banking financial institution focused on factoring for SMEs, Next Capital established itself as the market leader in that niche. Regulated by the National Bank of Romania and a founding member of the Romanian Factoring Association, the company has expanded its product set beyond factoring to include bridge loans and collection services. The partnership with Mambu signals a technology modernization push to launch new lending products on cloud-native infrastructure.
Product timeline
2006
Founded as a non-banking financial institution in Romania with 100% Romanian capital, registered with the Bucharest Trade Registry.· banking
2006
Became the first and largest NBFI in Romania specialized in factoring for SMEs.· lending
2024
Partnered with Mambu to launch new lending products on a cloud-native lending platform.· lending
Regulated entities
Non-Banking Financial Institution (NBFI)
Romania · 2006
Next Capital S.A.
The stack
Accounting gap: none