Ncino Join Forces
“Can a Salesforce-native Bank Operating System become the end-to-end intelligence and connectivity layer for global financial institutions, from loan origination to KYC to fintech integration?”
Founded in 2012 as a cloud-based Bank Operating System (BOS) built on Salesforce, nCino targeted community banks and credit unions with loan origination and account opening workflows. Over time it expanded upmarket to serve large commercial banks globally, adding portfolio analytics, KYC/identity verification (including a dedicated nCino KYC Africa product), and mortgage solutions. Its 2025 launch of nCino Integration Gateway — an iPaaS formally called Glyue by Sandbox Banking — signals a strategic shift toward becoming a connectivity platform for banks and their fintech ecosystems, expanding addressable market beyond core SaaS licensing.