“Can a single digital platform become the operating system for global trade finance, connecting corporates and banks to streamline LC, guarantee, and working capital workflows end-to-end?”
Founded in 2014 in Stockholm by seasoned treasury and transaction banking professionals, Mitigram set out to digitize and democratize access to global trade finance — specifically letters of credit (LC), bank guarantees, and working capital instruments — which were largely managed through manual, relationship-driven processes. The platform evolved from a marketplace for competitive trade finance pricing into a full trade finance management suite (MitiManager, MitiSquare) supporting SWIFT, EBICS, and API connectivity. Backed by Nordic institutional investors, Mitigram remains independent and has supported over $41B in transactions across 100+ corporates and financial institutions.
Mitigram moves money over SWIFT.
The Embedded Finance Index 2026 maps 2 layers in Mitigram's stack: Money movement (SWIFT); Lending (Trade finance marketplace (letters of credit, bank guarantees, working capital) and Competitive pricing/quoting for trade finance instruments).
Mitigram is founded in 2014 and headquartered in Stockholm, Sweden.
Get a read on where your own stack stands against Mitigram and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.