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Marygold & Co.

“Can a small holding-company-owned consumer fintech win retail saver wallets with a high-yield cash management account and a unified spend/save/invest app?”

HQDenver, Colorado, USA (parent: San Clemente, CA)
IndustryFintech / Consumer banking
The story

Marygold & Co. is the wholly owned fintech subsidiary of The Marygold Companies, Inc. (NYSE American: MGLD), a diversified holding company with ETF management roots. After several years of in-house development, Marygold launched its US consumer mobile banking app in 2023, expanded with a high-yield Cash Management Account in 2024, and brought the platform to the UK in 2025 via Marygold & Co. (UK).

Last 12 months
2025-03
2024-12
Product timeline
2022
Partnered with i2c to power Contactless Debit Mastercard and savings platform.· card
2023
Launched US mobile fintech app for spend, save, invest with FDIC-insured accounts.· banking
2024
Launched Cash Management Account with up to 6% return (Marygold Boost).· banking
2025
Launched UK version of the Marygold & Co. mobile banking fintech app.· banking
The stack
2 layers disclosed in Marygold & Co.’s embedded-finance stack
Banking / BaaS
Community Federal Savings Bank
Card issuing
in the full report
Accounting gap: none
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Marygold & Co. — frequently asked

What bank does Marygold & Co. use?

Marygold & Co. discloses Community Federal Savings Bank as its banking provider, according to the Embedded Finance Index 2026.

Is Marygold & Co. a bank?

Marygold & Co. does not disclose a bank charter of its own; its banking services are provided through Community Federal Savings Bank.

Who issues Marygold & Co.'s cards?

Marygold & Co.'s cards are issued through i2c.

What is Marygold & Co.'s embedded finance stack?

The Embedded Finance Index 2026 maps 2 layers in Marygold & Co.'s stack: Banking / BaaS (Community Federal Savings Bank); Card issuing (i2c).

Where is Marygold & Co. headquartered?

Marygold & Co. is headquartered in Denver, Colorado, USA (parent: San Clemente, CA).

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