← State of Embedded Finance 2026

Lombard Odier

Can a centuries-old Swiss private bank monetize its proprietary banking technology stack by selling it as BPO infrastructure to other wealth managers?

Founded1796
HQGeneva, Switzerland
IndustryBank / Community
The story

Lombard Odier is a centuries-old Swiss private bank that has remained a partnership. Its notable embedded-finance angle is the externalization of its proprietary wealth management platform (G2) as a BPO and technology service sold to other financial institutions, effectively becoming a banking infrastructure provider alongside its core private banking franchise. The bank has also selectively adopted third-party fintech infrastructure—notably SmartTrade's LiquidityFX—for FX trading services.

Last 12 months
Product timeline
1796
Founded in Geneva as a private bank partnership.· banking
2000
Launched G2, an in-house wealth management platform for private and institutional clients in Switzerland and international offices.· banking
2015
Began offering G2 technology and BPO services to third-party financial institutions as a standalone business line.· banking
Regulated entities
National Bank Charter
Switzerland (FINMA)
Bank Lombard Odier & Co Ltd
The stack
FX & payouts
SmartTrade LiquidityFX
Accounting gap: none