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Lightyear Partner

Can a low-cost, multi-currency investment platform become the go-to retail brokerage for European and UK consumers by embedding instant open banking funding and expanding into crypto?

HQTallinn, Estonia (EU entity); London, UK (UK entity)
IndustryFintech / Investment
The story

Lightyear is a retail investment platform operating regulated investment firms in both Estonia (Lightyear Europe AS, EFSA-authorised) and the UK (Lightyear U.K. Ltd, FCA-regulated). The platform offers multi-currency stock and ETF investing to European and UK consumers. It embedded open banking payment rails via TrueLayer to enable instant account funding, reducing friction at the deposit step. More recently, Lightyear Europe AS has been authorised to provide certain crypto-asset services alongside traditional investment services, signalling a broadening of the product scope.

Last 12 months
2026-04
2026-05
2026-05
Regulated entities
Investment Firm
Estonia (EFSA)
Lightyear Europe AS
Investment Firm (FCA-regulated)
UK (FCA)
Lightyear U.K. Ltd
The stack
Open banking
TrueLayer
Accounting gap: none