← State of Embedded Finance 2026

Joltly

“Can a vertical SaaS platform fully automate the oil and gas back office — AP, revenue, JIBs, and vendor payments — and own the financial workflows that legacy ERPs have ignored?”

Founded2024
HQVineyard, Utah, USA
FoundersHarrison Chamberlain (Co-Founder & CEO), Tyler Goodell (Co-Founder)
IndustryVertical SaaS / Oil & Gas
The story

Founded in 2024 as a direct response to manual invoice processing pain experienced in a family oil and gas business, Joltly started as an AP automation tool and quickly expanded into a full back-office platform for oil and gas operators. The product now covers accounts payable, revenue automation, JIB processing, and multi-ERP integrations — positioning Joltly as the vertical SaaS OS for O&G finance teams. The embedded payments layer (ACH, same-day ACH, mailed check) and integration with Mercoa for AP/bill pay infrastructure signals a move toward becoming a payments-embedded workflow platform rather than a pure SaaS tool.

Last 12 months
2025-09
2025-11
Product timeline
2024
Joltly founded by Harrison Chamberlain and Tyler Goodell after Harrison identified manual invoice inefficiencies while running his family's oil and gas business, Energy Investments.· pivot
2024
Launched AI-powered accounts payable automation platform with QuickBooks integration targeting independent oil and gas operators.· banking
2025
Expanded platform to include ACH, Same Day ACH, and mailed check payment capabilities with per-transaction fee pricing.· banking
2025
Added Quorum ODA integration, NetSuite, and Sage Intacct support for mid-size and large oil and gas operators.· pivot
2026
Announced 3+ additional integrations planned, signaling continued platform expansion for the oil and gas back office.· pivot
The stack
Accounting
QuickBooksNetSuiteSage IntacctQuorum ODA
Accounting gap: minor