“Can a Credicorp-owned ticketing marketplace become the consumer-events distribution channel for Yape and the broader Credicorp wallet ecosystem in Peru?”
Founded 2013 as a Peruvian event discovery and ticketing marketplace, Joinnus evolved into the dominant Peru ticketing platform for concerts, sports, and cultural events. Acquired by Credicorp (Peru's largest financial group) in 2023 through its Krealo fintech arm, becoming part of an embedded-finance/wallet flywheel: Joinnus tickets are now distributed inside Yape, Credicorp's 16M-user payments wallet. The company's embedded finance footprint is heavily tied to Peruvian rails — Diners installments, Yape/Lukita/Tunki wallets, PagoEfectivo cash vouchers, and refundable-ticket insurance.
Joinnus processes payments through Joinnus Checkout (self-operated), PagoEfectivo, Yape, Lukita and Tunki.
Joinnus's cards run on Diners Club.
The Embedded Finance Index 2026 maps 3 layers in Joinnus's stack: Payments / PSP (Joinnus Checkout (self-operated), PagoEfectivo, Yape, Lukita and 1 other); Card network (Diners Club); Lending (Pago en cuotas sin intereses con Diners (up to 12 installments on Diners credit/debit cards)).
Joinnus is founded in 2013 and headquartered in Lima, Peru.
Joinnus has raised $500K in total (latest round: Acquired (March 2023)).
Get a read on where your own stack stands against Joinnus and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.