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Jetty

“Can a single fintech platform own the full financial stack of the renter-landlord relationship—deposit replacement, insurance, credit building, and flexible rent payment—to become the financial OS for residential real estate?”

Founded2016
HQNew York City, NY, USA
Total raised$78M
Latest roundGrowth Round, September 2021
IndustryFintech / Insurtech
The story

Founded in 2016, Jetty started as a security deposit replacement fintech for renters, replacing cash deposits with a low monthly/one-time fee product. It subsequently expanded into renters insurance and a rent-payment flexibility (BNPL-style) product. By 2021 it had raised $78M and positioned itself as a multi-product financial services company for the rental market, serving both renters and property managers. Jetty is licensed as an insurance carrier (Jetty National Inc) and uses Socotra as its core insurance platform.

Last 12 months
—
Product timeline
2016
Jetty founded as a fintech company focused on financial services for renters.· pivot
2021
Raised $23M growth round co-led by Citi and Flourish Ventures, bringing total raised to $78M; expanded rent-payment flexibility (BNPL-style) product.· lending
2021
Launched Jetty Pay, a rent-now-pay-later product allowing renters to pay rent on time and repay by the 24th of the month.· lending
2022
Adopted Socotra as core insurance system, going live in under 12 months as a licensed renters insurance carrier.· insurance
Regulated entities
1
regulatory licence held by Jetty
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
1 layer disclosed in Jetty’s embedded-finance stack
Lending
Security deposit replacement (low monthly/one-time fee)Jetty Pay (rent-now-pay-later / BNPL-style rent payment)Credit building service for renters
Accounting gap: none