“Can a single fintech platform own the full financial stack of the renter-landlord relationship—deposit replacement, insurance, credit building, and flexible rent payment—to become the financial OS for residential real estate?”
Founded in 2016, Jetty started as a security deposit replacement fintech for renters, replacing cash deposits with a low monthly/one-time fee product. It subsequently expanded into renters insurance and a rent-payment flexibility (BNPL-style) product. By 2021 it had raised $78M and positioned itself as a multi-product financial services company for the rental market, serving both renters and property managers. Jetty is licensed as an insurance carrier (Jetty National Inc) and uses Socotra as its core insurance platform.
Jetty uses Taktile for fraud prevention.
The Embedded Finance Index 2026 maps 2 layers in Jetty's stack: Lending (Security deposit replacement (low monthly/one-time fee), Jetty Pay (rent-now-pay-later / BNPL-style rent payment) and Credit building service for renters); Fraud (Taktile).
Jetty is founded in 2016 and headquartered in New York City, NY, USA.
Jetty has raised $78M in total (latest round: Growth Round, September 2021).
Get a read on where your own stack stands against Jetty and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.