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Instantia

Can a dual-regulated APAC fintech become the intelligent FX and cross-border payments OS for SMEs and enterprises in Australia and Singapore?

HQAustralia / Singapore
IndustryFintech / Cross-border payments
The story

Instantia is a B2B fintech platform built around FX risk management, cross-border payments, trade finance, and hedging for businesses in Australia and Singapore. Regulated under both ASIC and MAS, the platform serves a range from early-stage companies to large enterprises. The company has positioned Banking Circle as its underlying payment infrastructure provider to support its international payment capabilities.

Last 12 months
Regulated entities
2
regulatory licences held by Instantia
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
2 layers disclosed in Instantia’s embedded-finance stack
Banking / BaaS
Banking Circle
FX & payouts
in the full report
Accounting gap: none
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.