Inpay
“Can a Danish FSA-licensed cross-border payments specialist become the single-API infrastructure layer for both outbound payouts and Open Banking pay-ins across 90+ currencies for regulated sectors globally?”
Inpay began as a cross-border money remittance specialist licensed by the Danish FSA, building a global banking network for outbound payouts (Money Out) via SEPA Instant, SEPA, and SWIFT. Over 2021–2023 the company undertook a deliberate transformation to become a scalable, profitable two-sided cross-border payments platform, adding an Open Banking-enabled pay-in product (Money In) to complement its payout rails. By 2025 Inpay was publicly positioning itself as an embedded finance infrastructure provider for cross-border payments, serving sectors including financial services, iGaming, NGOs, fintechs, and corporates through a single API.