ApideckTape
← Embedded Finance Index 2026

Hnry

“Can a tax and accounting automation platform become the all-in-one financial OS for self-employed workers and freelancers?”

HQNew Zealand / United Kingdom
IndustryHorizontal SaaS / Accounting
The story

Hnry is an accounting and tax automation platform originally founded in New Zealand, subsequently expanding to the UK and Australia. It targets self-employed individuals, contractors, and freelancers, automating tax filing, invoicing, and income management. The platform has evolved from a simple tax automation tool into a broader financial operating system for independent workers, incorporating banking integrations and compliance automation.

Last 12 months
—
The stack
1 layer disclosed in Hnry’s embedded-finance stack
Banking / BaaS
Edenred Payment Solutions
Accounting gap: none

Hnry — frequently asked

What bank does Hnry use?

Hnry discloses Edenred Payment Solutions as its banking provider, according to the Embedded Finance Index 2026.

Is Hnry a bank?

Hnry does not disclose a bank charter of its own; its banking services are provided through Edenred Payment Solutions.

Where is Hnry headquartered?

Hnry is headquartered in New Zealand / United Kingdom.

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Hnry and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Hnry and the other companies in its category.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.