Hips Team Up

Hips originally positioned as a payments company and has evolved into a broader embedded finance infrastructure provider, offering card issuing, BaaS/open banking APIs, and ledger/IBAN issuance. The partnership with Banking Circle suggests Hips is leveraging a licensed payment institution as a rail for cross-border and banking-grade settlement. The 'Team Up' branding references a partnership or white-label/co-branded program model.