Henkel
“Can Henkel build a fully bank-independent, centrally orchestrated global payment and treasury infrastructure while continuing to use sustainability-linked finance programs to drive supplier ESG compliance?”
Founded in 1876 as a consumer goods company, Henkel has evolved into a global leader in adhesives, sealants, and consumer/industrial brands. In recent years the treasury function has become a significant focus: Henkel has actively restructured its global payment infrastructure toward bank-independent, centrally managed flows, and has pioneered sustainability-linked supply chain finance programs across Asia Pacific and Europe. The company is not itself an embedded finance provider but is a sophisticated corporate buyer of treasury, payments, and supply chain finance infrastructure from global banking partners.