“Can an eco-responsible French neobank, funded almost entirely by its own community, build a full-stack sustainable financial OS (accounts, cards, savings, insurance) and achieve profitability on its own payment infrastructure?”
Founded in 2020 as a climate-conscious neobank, Green-Got initially operated as an agent of PPS EU SA (Belgian EMI) to issue Mastercard accounts under its own ACPR payment institution registration. The company has progressively expanded from a simple debit card and current account into savings products (assurance-vie, PER) and card-linked insurance, reaching €100M AUM. In 2026, having obtained a full French payment institution license, it is now building its own payment infrastructure and moving toward profitability, funded almost entirely by its retail community rather than institutional VCs.
Green-Got discloses PPS EU SA as its banking provider, according to the Embedded Finance Index 2026.
Green-Got does not disclose a bank charter of its own; its banking services are provided through PPS EU SA.
Green-Got's cards are issued through PPS EU SA on the Mastercard network.
Green-Got's embedded insurance is provided by CNP Assurances and Owen.
The Embedded Finance Index 2026 maps 5 layers in Green-Got's stack: Banking / BaaS (PPS EU SA); Card issuing (PPS EU SA); Card network (Mastercard); Insurance (CNP Assurances and Owen); Sponsor bank (PPS EU SA).
Green-Got is founded in 2020 and headquartered in Neuilly-sur-Seine, France.
Green-Got has raised ~€18.2M in total (latest round: Community crowdfunding (Crowdcube), June 2026).
Get a read on where your own stack stands against Green-Got and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.