Free Ride Payments
“Can a specialized cash discount program provider help merchants fully eliminate credit card processing costs through compliant service-fee structures?”
IndustryFintech / Payments
The story
Free Ride Payments operates as a merchant services company focused on cash discount programs, enabling merchants to offset credit card processing costs by applying a service fee to all transactions and offering a discount to cash-paying customers. The company positions itself as a compliance-oriented, full-service implementation partner for the cash discount model, differentiating on ethical and transparent fee structuring rather than technology-led embedded finance.
Last 12 months
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The stack
1 layer disclosed in Free Ride Payments’s embedded-finance stack
Sponsor bank
Synovus Bank
Accounting gap: none