← State of Embedded Finance 2026

Franpos

Can a franchise-focused POS platform become the full financial operating system — payments, payroll, capital, and tax — for multi-unit pet and retail franchise operators?

HQMiami, FL (US)
IndustryVertical SaaS / Retail & Franchise POS
The story

Franpos started as a cloud-based POS system for franchise operations, initially targeting QSR and retail. Over time it expanded into pet retail, grooming, and beauty verticals, positioning itself as the #1 franchise POS for pet stores in particular. In 2025, the company accelerated its embedded finance strategy: launching Franpos Capital (working capital via Fundbox) and embedding payroll via Salsa, evolving from a pure POS vendor into a financial services platform for multi-unit franchise operators.

Last 12 months
2025-03
2025-05
2025
Product timeline
2014
Franpos, Inc. established with initial website terms of use dated May 2014, offering a cloud-based franchise POS system.· pivot
2023
Expanded verticals to include pet stores, groomers, quick-serve restaurants, and beauty businesses under a unified omni-channel platform.· pivot
2025
Launched Franpos Capital, a working capital lending product powered by Fundbox, embedded directly into the platform for pet industry retailers.· lending
2025
Integrated Salsa embedded payroll into the platform, bringing payroll directly to multi-location franchise retailers.· banking
The stack
Payments / PSP
Franpos Pay (self-operated)
Lending
Franpos Capital (working capital line of credit)
Payroll
Salsa
Accounting
QuickBooks
Accounting gap: significant