Fourthline
Also a provider — view Fourthline’s profile →“Can a European-first KYC/AML platform become the compliance backbone for regulated fintech and embedded finance across the EU?”
Founded2018
HQAmsterdam, Netherlands
Latest round€50M (2023)
IndustryInfrastructure / KYC
The story
Fourthline emerged from the SafeNed neobank stack in the Netherlands and refocused as a pure-play European KYC/AML RegTech in 2018. Since then it has built a modular identity and AML platform serving banks, neobanks, neobrokers, and embedded-finance platforms across 30+ jurisdictions, positioning around locally-compliant onboarding as European AMLR (2027) takes effect. Its 2026 combination with Veridas signals a shift from a European-regional player to a global identity infrastructure vendor.
Product timeline
2018
Fourthline launches as a RegTech spin-out providing KYC/AML solutions for European regulated institutions.· launch
2023
Raises €50M growth round to expand AI-powered compliance platform across Europe.· funding
2026
Announces combination with Veridas to form a global identity platform.· acquisition
Regulated entities
2
regulatory licences held by Fourthline
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
2 layers disclosed in Fourthline’s embedded-finance stack
Card network
KYC
in the full report
Accounting gap: none
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.