ApideckTape
← Embedded Finance Index 2026

Fnz

“Can a single platform own the full back-office technology and custody infrastructure stack for wealth managers globally?”

HQLondon, United Kingdom
IndustryInfrastructure / BaaS
The story

FNZ operates as a B2B wealth management infrastructure provider, supplying end-to-end technology and back-office services (custody, execution, settlement, ISA, SIPP) to financial services firms globally. The company has expanded regulatory footprint across the UK, Australia, New Zealand, South Africa, and Germany, positioning itself as the industrial-strength operating system for wealth managers rather than a direct-to-consumer offering. Its embedded finance angle is enabling financial institutions to digitise and outsource their investment platform infrastructure entirely to FNZ.

Last 12 months
—
Regulated entities
2
regulatory licences held by Fnz
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
0 layers disclosed in Fnz’s embedded-finance stack
Accounting gap: none

Fnz — frequently asked

Where is Fnz headquartered?

Fnz is headquartered in London, United Kingdom.

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Fnz and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Fnz and the other companies in its category.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.