Finvari
“Can a construction-native corporate card + expense platform displace generic spend management by being the only one that integrates real-time with construction ERPs?”
Founded2020
HQSeattle, Washington, United States
FoundersAdam Mangone, Paul
IndustryVertical SaaS / Construction
The story
Finvari was founded in 2020 by Adam Mangone and a co-founder Paul after years of frustration with expense management at tech and consulting companies. Rather than building a horizontal expense tool, they purpose-built the platform for construction — tightly integrated with construction ERPs (Viewpoint Vista, Spectrum, Sage 300 CRE, Sage Intacct, CMiC, Acumatica, Foundation, COiNS, eCMS). The company monetizes via card interchange (the platform is free to customers), making the Sutton Bank-issued Mastercard the core economic engine.
Product timeline
2020
Finvari founded in Seattle to eliminate expense reports for the construction industry· pivot
2021
Launched corporate card program issued by Sutton Bank on Mastercard network· card
2025
Customer wins with Pleune Service Company (Sage 300CRE) and Pogue Construction (CMiC)· banking
The stack
5 layers disclosed in Finvari’s embedded-finance stack
Payments / PSP
Finvari Card (self-operated card program)
Banking / BaaS
in the full report
Card issuing
in the full report
Sponsor bank
in the full report
Accounting
in the full report
Accounting gap: none
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