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← Embedded Finance Index 2026

Finlync

“Can a global bank-API connectivity layer replace legacy file-based treasury integrations and become the standard infrastructure for corporate cash management?”

Founded2015
HQNew York, New York, United States
Total raised$16.0M
Latest roundSeries A, 2019-12-26
IndustryVertical SaaS / Treasury & Finance
The story

Founded in 2015, FinLync positioned itself as the authority on global bank APIs for treasury and finance, targeting corporate finance teams seeking real-time cash visibility, payment traceability, and instant reconciliation. The company built SAP Treasury Apps and a developer API layer, enabling enterprises to connect directly to banks via APIs rather than legacy file-based connectivity (SWIFT MT, SFTP). The Standard Chartered partnership signals a bank-led go-to-market approach for corporate API banking adoption. With just $16M raised and an estimated ~$3.7M ARR, FinLync operates as a specialized infrastructure vendor in the corporate treasury connectivity niche.

Last 12 months
—
Product timeline
2015
FinLync founded as a global bank API connectivity platform for treasury and finance teams.· pivot
2019
Raised Series A funding to expand bank API connectivity and treasury automation solutions.· banking
2021
Partnered with Standard Chartered to accelerate adoption of bank APIs for corporate treasury.· banking
The stack
2 layers disclosed in Finlync’s embedded-finance stack
Open banking
Standard Chartered Bank API
Accounting
in the full report
Accounting gap: none
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Finlync — frequently asked

Which open banking provider does Finlync use?

Finlync connects to bank accounts through Standard Chartered Bank API.

Which accounting software does Finlync integrate with?

Finlync integrates with SAP.

What is Finlync's embedded finance stack?

The Embedded Finance Index 2026 maps 2 layers in Finlync's stack: Open banking (Standard Chartered Bank API); Accounting (SAP).

Where is Finlync headquartered?

Finlync is founded in 2015 and headquartered in New York, New York, United States.

How much funding has Finlync raised?

Finlync has raised $16.0M in total (latest round: Series A, 2019-12-26).

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