← Embedded Finance Index 2026

Finlync

“Can a global bank-API connectivity layer replace legacy file-based treasury integrations and become the standard infrastructure for corporate cash management?”

Founded2015
HQNew York, New York, United States
Total raised$16.0M
Latest roundSeries A, 2019-12-26
IndustryVertical SaaS / Treasury & Finance

The story

Founded in 2015, FinLync positioned itself as the authority on global bank APIs for treasury and finance, targeting corporate finance teams seeking real-time cash visibility, payment traceability, and instant reconciliation. The company built SAP Treasury Apps and a developer API layer, enabling enterprises to connect directly to banks via APIs rather than legacy file-based connectivity (SWIFT MT, SFTP). The Standard Chartered partnership signals a bank-led go-to-market approach for corporate API banking adoption. With just $16M raised and an estimated ~$3.7M ARR, FinLync operates as a specialized infrastructure vendor in the corporate treasury connectivity niche.

Last 12 months

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Product timeline

2015

FinLync founded as a global bank API connectivity platform for treasury and finance teams.· pivot

2019

Raised Series A funding to expand bank API connectivity and treasury automation solutions.· banking

2021

Partnered with Standard Chartered to accelerate adoption of bank APIs for corporate treasury.· banking

The stack

2 layers disclosed in Finlync’s embedded-finance stack

Open banking

Standard Chartered Bank API

Accounting

in the full report

Accounting gap: none

1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.