“Can Finastra's open platform and BaaS layer become the embedded finance operating system for the world's financial institutions, enabling them to offer modern payments, lending, and digital banking without rebuilding their core infrastructure?”
Finastra was formed in 2017 through the merger of Misys and D+H, combining deep banking software expertise across treasury, lending, retail banking, and payments. It repositioned as an open platform company with the FusionFabric.cloud launch, enabling an ecosystem of third-party fintech apps to integrate with Finastra's banking software infrastructure. The company has since expanded into embedded finance—offering Banking as a Service capabilities, embedded lending through partnerships with Microsoft and merchants, and cross-border payment rails—targeting financial institutions as its core customers rather than end consumers or merchants directly.