Eqifi
“Can a licensed CeDeFi neobank bridge fiat and crypto banking globally while simultaneously selling BaaS infrastructure to other platforms?”
Founded in 2021 as a CeDeFi neobank targeting global crypto users, EQIFi set out to bridge fiat and crypto banking across 180 countries with IBAN accounts, Visa debit cards, a yield aggregator, and OTC trading. The platform quickly expanded into crypto-backed lending and corporate financing (aircraft, yacht, non-recourse loans). The affiliated EQIBank entity extended the model into a full BaaS offering for third-party platforms, positioning the group as both a consumer neobank and a B2B banking infrastructure provider — running compliance, KYC/AML, and card issuing in-house rather than through a third-party sponsor bank.