“Can a fintech trade association become the connective tissue that helps UK payments and fintech firms navigate regulatory, market, and post-crisis challenges collectively?”
EPA (Emerging Payments Association) is a UK-based trade body representing fintech and payments companies rather than a direct financial services product provider. The organisation's embedded finance stack cannot be meaningfully assessed from available evidence, as it does not appear to operate payments, lending, banking, or other embedded finance products of its own. The IBS Intelligence reference to 'Project Recovery' confirms the entity is a membership/advocacy organisation in the UK fintech sector.