Embedded Spend Management
“Can a single infrastructure layer give every B2B platform the ability to launch a fully branded, underwritten spend management and corporate card product in days?”
HQSan Francisco, California, United States
Total raised$9M equity + $30M debt
Latest roundSeed + Debt Financing
IndustryInfrastructure / Payments
The story
CapitalOS was built from inception as an embedded spend management infrastructure company targeting B2B platforms. Rather than serving end businesses directly, CapitalOS provides the underlying building blocks — including underwriting, risk management, capital, embeddable UI components, and APIs — that allow platforms to launch their own branded spend management products within days. The company raised a Seed round led by Group 11 alongside $30M in debt to fund the capital it extends through its platform partners.
Last 12 months
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The stack
Accounting gap: none