Emach

eMACH.ai is the open finance and digital banking platform developed by iGCB (Intellect Global Consumer Banking), a division of Intellect Design Arena, a publicly listed core banking software company headquartered in Chennai, India. The platform is positioned as a composable, API-first embedded finance infrastructure sold to banks, NBFCs, and financial institutions globally. Rather than being a consumer of embedded finance services, eMACH.ai is itself the infrastructure layer — providing digital lending, open banking, and core banking capabilities to FIs across retail, corporate, SME, and agri segments.