Dougs discloses Qonto Embed as its banking provider, according to the Embedded Finance Index 2026.
Dougs does not disclose a bank charter of its own; its banking services are provided through Qonto Embed.
Dougs is headquartered in France.
Get a read on where your own stack stands against Dougs and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.