“Can a Cash Converters-backed microlender modernise its lending infrastructure via cloud-native core banking to scale ethical financial inclusion in Spain?”
Dineo Crédito is a Spanish microlender operating as part of the international retail group Cash Converters. It initially ran lending operations on an in-house core system and in 2024 announced a migration to Mambu's cloud banking platform to modernise its lending infrastructure and expand product capabilities. The company operates both online and through physical Cash Converters stores across Spain and Portugal, targeting financial inclusion for underserved borrowers.