“Can an embedded fintech-as-a-service platform become the primary financial infrastructure layer for underserved MSMEs across Southeast Asia?”
DigiAsia Corp. (trading as Digibank Asias, listed on NASDAQ as FAAS) is an Embedded Fintech-as-a-Service (EfaaS) company focused on Southeast Asia, primarily Indonesia and the Philippines. The company has built an embedded finance platform targeting micro, small and medium enterprises (MSMEs), offering supply chain financing, P2P lending, and digital banking infrastructure. In 2024, DigiAsia pivoted toward AI-augmented financial inclusion with its ANDITA initiative, and launched a digital banking product 'Uno' in the Philippines powered by Mambu's cloud banking platform.
Digibankasias discloses Mambu as its banking provider, according to the Embedded Finance Index 2026.
Digibankasias does not disclose a bank charter of its own; its banking services are provided through Mambu.
Digibankasias's lending and capital products are provided by Mambu.
The Embedded Finance Index 2026 maps 2 layers in Digibankasias's stack: Banking / BaaS (Mambu); Lending (Mambu, Supply chain financing (via Bank DKI institutional lender arrangement), P2P lending platform (Digiasia affiliates), MSME embedded lending (ANDITA AI-powered) and 2 others).
Digibankasias is headquartered in Jakarta, Indonesia.
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