← State of Embedded Finance 2026

Deloitte

Can Deloitte's global consulting network become the dominant implementation partner for digital and embedded finance transformation across enterprises, banks, and fintechs?

Founded1845
HQLondon, England, United Kingdom
IndustryProfessional Services / Consulting
The story

Founded as an accounting firm in 1845, Deloitte has evolved over nearly two centuries into one of the 'Big Four' professional services firms, offering audit, tax, consulting, financial advisory, and risk advisory services globally. The firm has increasingly embedded technology alliances — including with Marqeta, AWS, and Microsoft — to deliver industry-specific digital transformation solutions. Deloitte does not directly operate financial products for consumers or SMBs; rather, it advises and implements embedded finance strategies for its clients, while using standard enterprise SaaS infrastructure internally.

Last 12 months
2023-01
Product timeline
1845
Founded in London by William Welch Deloitte as an accounting practice.· pivot
1989
Deloitte Haskins & Sells merged with Touche Ross to form Deloitte & Touche, expanding global footprint.· acquisition
2003
Rebranded as Deloitte Touche Tohmatsu Limited (DTTL), a UK private company limited by guarantee, formalizing the global network structure.· pivot
2023
Announced strategic alliance with Marqeta to provide payment modernization solutions for banks, fintechs, and payments providers.· banking
The stack
Accounting gap: none