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← Embedded Finance Index 2026

DaySmart

“Can a multi-vertical SMB scheduling platform become the financial OS for beauty, wellness, pet, and recreation businesses by embedding payments, capital, and payroll into its purpose-built software?”

HQAnn Arbor, Michigan
IndustryVertical SaaS / Beauty & Wellness
The story

DaySmart started as a scheduling and business management software vendor for SMBs in beauty, wellness, pet care, and recreation verticals. Over time it evolved into a multi-vertical platform aggregating 11+ branded products (Salon, Spa, Body Art, Pet, Vet, Dash, TeamUp, BoxMate, Sawyer, Time to Pet, Appointments) through organic development and acquisitions. The company has begun layering embedded finance products on top of its software stack — notably DaySmart Capital (merchant financing) and integrated payment processing — following the vertical SaaS playbook of monetizing its captive base of 30,000+ SMB customers. The 2026 acquisition of UK-based Slick signals an international expansion of this model.

Last 12 months
2026-05
2025-10
2025-05
Product timeline
2023
DaySmart Salon, Spa, Body Art, Pet, Vet, Recreation, and Appointments products operate as a multi-vertical platform serving 30,000+ businesses.· pivot
2025
DaySmart Introduces Practical AI to Transform Small Business Efficiency.· pivot
2025
DaySmart Welcomes Michelle Ober as General Manager of its Pet Business Unit.· pivot
2025
DaySmart launches DaySmart Capital, offering business term loans with daily-sales-based repayment to SMB customers.· lending
2026
DaySmart acquires UK salon platform Slick, extending global reach in beauty and wellness.· acquisition
The stack
4 layers disclosed in DaySmart’s embedded-finance stack
Payments / PSP
DaySmart Payments (self-operated)
Lending
in the full report
Payroll
in the full report
Accounting
in the full report
Accounting gap: significant
4 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

DaySmart — frequently asked

Who is DaySmart's payment processor?

DaySmart processes payments through DaySmart Payments (self-operated).

Which payroll provider does DaySmart use?

DaySmart's payroll is powered by Salsa.

Which accounting software does DaySmart integrate with?

DaySmart integrates with QuickBooks Online.

What is DaySmart's embedded finance stack?

The Embedded Finance Index 2026 maps 4 layers in DaySmart's stack: Payments / PSP (DaySmart Payments (self-operated)); Lending (DaySmart Capital business term loan and merchant cash advance (daily sales-based repayment)); Payroll (Salsa); Accounting (QuickBooks Online).

Where is DaySmart headquartered?

DaySmart is headquartered in Ann Arbor, Michigan.

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