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Dateio

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Can card-linked marketing and transaction enrichment become the default engagement layer inside every European mobile banking app?

IndustryInfrastructure / Transaction Enrichment
The story

Dateio is a Czech-origin European infrastructure company operating two products: Dateio Platform, a card-linked marketing/cashback ecosystem embedded into bank mobile apps (18 banks across DACH + CEE, 600+ retail advertisers), and Tapix, a transaction data enrichment API used by banks and fintechs (bunq, Raiffeisen Digital Bank, Arab Bank's Reflect, Swisscard). Positions itself as the largest European payment-data marketing and enrichment ecosystem after 11+ years in market.

Last 12 months
Product timeline
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Dateio operates as European card-linked marketing and transaction enrichment ecosystem, with 11+ years in the payment data industry.· pivot
The stack
1 layer disclosed in Dateio’s embedded-finance stack
Card network
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Accounting gap: none