DANA
“Can DANA evolve from Indonesia's leading e-wallet into the default embedded payments and disbursement infrastructure for Indonesian businesses?”
HQJakarta, Indonesia
IndustryFintech / Neobank
The story
DANA (operated by PT Espay Debit Indonesia Koe) is an Indonesian e-wallet and payment service provider licensed by Bank Indonesia. It has expanded from a consumer digital wallet into an enterprise platform — Gapura Payment Gateway, Integrated Payment, Disbursement, and Point of Sales — positioning itself as embedded payments infrastructure for Indonesian merchants.
Last 12 months
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Regulated entities
1
regulatory licence held by DANA
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
3 layers disclosed in DANA’s embedded-finance stack
Payments / PSP
DANA Wallet (self-operated)Gapura Payment Gateway (self-operated)DANA Integrated Payment (self-operated)DANA Point of Sales (self-operated)
Banking / BaaS
in the full report
FX & payouts
in the full report
Accounting gap: none
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.