← Embedded Finance Index 2026

Customisable Bnpl

Can Galileo's configurable BNPL infrastructure become the default back-end for banks and fintechs launching instalment-lending products without building proprietary loan-management systems?

HQunknown
IndustryInfrastructure / Lending
The story

Customisable BNPL appears to be a product offering or solution built on top of Galileo's financial-services API and card-processing infrastructure, designed for banks and fintechs that want to launch their own branded BNPL products. The solution is distinguished by its configurability — allowing clients to define instalment terms, eligibility, and branding — rather than being a standalone BNPL issuer itself. The available evidence is sparse, and the entity may be a product line rather than an independent company.

Last 12 months
Product timeline
2023
Galileo launched a customisable BNPL solution for banks and fintechs, enabling configurable instalment-lending products on top of its financial services API platform.· lending
The stack
3 layers disclosed in Customisable Bnpl’s embedded-finance stack
Banking / BaaS
Galileo
Card issuing
in the full report
Lending
in the full report
Accounting gap: none
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.