“Can an automotive repair SaaS become the financial and operational OS for auto shops by embedding payments, BNPL, and capital directly into the shop management workflow?”
Founded in 2015 as a shop management SaaS for independent and multi-location auto repair shops, Tekmetric progressively embedded financial services to deepen platform stickiness. The launch of Tekmetric Payments (built on Stripe Connect) moved the company from pure software toward a payments-enabled vertical SaaS model. Subsequent additions of BNPL (Affirm, Klarna, Sunbit) and Stripe Capital lending transformed Tekmetric into a financial services layer for auto repair — making cash flow management, customer financing, and capital access native to the shop workflow rather than external services.