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Currenxie

“Can a Hong Kong–rooted MSO become the embedded cross-border payments network for global SMBs and enterprises via its own multi-jurisdiction licence stack?”

Founded2014
HQHong Kong
Total raised$10M+
Latest roundPE Growth
IndustryFintech / Cross-border payments
The story

Currenxie was founded in 2014 in Hong Kong as a cross-border B2B payments company, offering multi-currency 'Global Account' wallets, virtual local bank accounts, FX, and Visa business cards. After a 2021 Series A, it expanded from a single-product SMB account into a dual-track business: the consumer-facing Global Account plus a Platform API that lets other enterprises and financial providers embed its collection, FX, payout and card-issuing rails. Securing an EU EMI from the Central Bank of Ireland in 2025 marked its pivot from an Asia/MSO-licensed remitter into a regulated European e-money issuer.

Last 12 months
2025-03
Product timeline
2014
Founded as a cross-border payments fintech in Hong Kong.· founding
2021
Closed $10M Series A led by BF Belmont family office.· funding
2025
Granted EMI authorisation by the Central Bank of Ireland; Dublin set as European HQ.· regulatory
Regulated entities
4
regulatory licences held by Currenxie
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
4 layers disclosed in Currenxie’s embedded-finance stack
Payments / PSP
Currenxie Global Account (self-operated)Currenxie Platform API (self-operated)
Banking / BaaS
in the full report
Card issuing
in the full report
FX & payouts
in the full report
Accounting gap: significant
3 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.