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Cunexus

Can a B2B SaaS platform enable banks and credit unions to win consumer lending market share by replacing the traditional loan application with a perpetual, one-click pre-approved offer experience?

HQSanta Rosa, California, USA
FoundersDave Buerger
IndustryVertical SaaS / Banking & Credit Unions
The story

CuneXus operates a digital storefront platform for financial institutions (banks and credit unions) that enables them to proactively deliver pre-approved, personalized loan offers to existing account holders via a one-click acceptance experience. The platform, anchored by its cplXpress product, eliminates traditional loan applications by automating pre-screening and perpetual credit approval. The company has deepened its lending intelligence layer through partnerships with Experian (prescreen data) and Zest AI (AI-driven underwriting), positioning itself as a B2B SaaS layer on top of existing FI infrastructure rather than a direct lender.

Last 12 months
Product timeline
2022
Partnered with MeridianLink to power one-click loans through its LoansPQ loan origination system via cplXpress.· lending
2022
Announced partnership with Zest AI to embed AI-driven credit scoring into the perpetual lending platform for more inclusive underwriting.· lending
2022
Announced collaboration with Experian to leverage prescreen data and technology for optimized consumer lending and financial inclusion.· lending
The stack
Lending
Pre-approved consumer loan offers (one-click acceptance)Perpetual lending platform (cplXpress)Pre-screened loan offers for auto, personal, and other consumer loan types
Accounting gap: none