← State of Embedded Finance 2026

Cryptocurrency

No single-company thesis can be stated — 'Cryptocurrency' as a query returned a sector landscape rather than one identifiable target company.

IndustryFintech / Crypto
The story

The search query 'Cryptocurrency' returned evidence about multiple distinct companies in the crypto/fintech space (Binance, Circle, Coinbase, Kraken, Bitso, Rain, Arch Lending, etc.) rather than a single identifiable target company. No single embedded finance stack can be constructed without a specific target entity.

Last 12 months
2024-11
2025-12
2026-03
2026-03
The stack
Lending
Crypto-backed loans (BTC, ETH, SOL collateral, up to 60% LTV, USD or USDC disbursement) — Arch LendingRevolving line of credit denominated in USD or Bitcoin over Lightning Network — Voltage CreditEmbedded working capital / revenue-based financing / BNPL via EMFI Capital APIsUnsecured credit and BNPL on stablecoin rails — Yumi Finance
Crypto
BridgeCircleRainAnchorage Digital
Accounting
XeroQuickBooksBexio
Accounting gap: minor