Credisense Partner
“Can a no-code credit origination and decisioning platform become the default lending infrastructure layer for APAC lenders of all sizes by composing with cloud-native core banking providers like Mambu?”
Founded in 2017 in New Zealand, Credisense built a no-code, cloud-native origination and credit decisioning platform targeting banks, credit unions, telcos, fintechs, and trade credit providers across the APAC region. The company operates via a dual-entity structure (Credisense Limited in NZ and DecisionOK Pty Ltd in AU). Its embedded finance angle is as a B2B infrastructure layer: it partners with core banking platforms such as Mambu to offer lenders a composable, configuration-based lending stack rather than competing with lenders directly. The 2022 Mambu partnership was a significant step toward positioning the company as a full end-to-end lending orchestration layer for small and mid-sized lenders in Asia Pacific.