ApideckTape
← Embedded Finance Index 2026

Credisense

“Can a no-code credit decisioning and origination platform become the composable lending infrastructure layer for Asia Pacific lenders of all sizes?”

HQNew Zealand
FoundersRichard Brooks
IndustryInfrastructure / Lending
The story

Credisense operates as a no-code, configurable credit origination, workflow, and decisioning platform targeting lenders across Asia Pacific, including SMEs and fintechs. The company has positioned itself as 'the fintech for fintechs', offering white-label automated onboarding, decisioning, and identity verification infrastructure. Its 2022 partnership with Mambu underscores a strategy of composing best-of-breed lending infrastructure rather than building a monolithic stack, allowing lenders to modernise without custom engineering. Credisense also operates a separate identity verification product (OneMatch) licensed across New Zealand and Australia.

Last 12 months
—
Product timeline
2022
Partnered with Mambu to offer an end-to-end no-code lending platform for the Asia Pacific market, covering loan origination through to collections.· lending
The stack
1 layer disclosed in Credisense’s embedded-finance stack
Lending
MambuNo-code loan origination platformEnd-to-end lending workflow (origination to collections)Credit decisioning engineBNPL origination supportSME lending onboarding
Accounting gap: none

Credisense — frequently asked

Who provides Credisense's lending?

Credisense's lending and capital products are provided by Mambu.

Who founded Credisense?

Credisense was founded by Richard Brooks and is headquartered in New Zealand.

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Credisense and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Credisense and the other companies in its category.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.