Coastal
“Can a payment services provider expand into a full embedded B2B commerce finance platform by layering net terms, installment lending, and fraud prevention onto its merchant base?”
HQCarlsbad, California, United States
IndustryFintech / Payments
The story
CoastalPay is a privately held integrated payment processing company headquartered in Carlsbad, California, serving businesses nationwide. The company has been expanding beyond core payment processing to offer embedded financial services, most recently adding B2B net terms and installment financing through a partnership with Resolve Pay in April 2026. It also uses Sardine for fraud and compliance decisioning. The trajectory suggests a move toward becoming a broader embedded finance platform for merchants.
Product timeline
2026
CoastalPay announced a strategic partnership with Resolve Pay to offer embedded B2B net terms (30/60/90-day) and installment financing to merchants at checkout.· lending
The stack
Payments / PSP
Lending
Accounting gap: none