Celero Commerce
“Can a payment processing ISO become the embedded-payments infrastructure layer of choice for both financial institutions and ISVs across North America—capturing interchange, residuals, and software revenue at scale?”
Celero Commerce began as a payment processing and business management software provider serving SMBs through financial institution partnerships. Over time, the company expanded via acquisitions (Precision Payments, Petroleum Processing Solutions) to deepen vertical coverage—multi-lane retail, fuel/grocery—while simultaneously building an ISV-facing embedded payments platform (Celero Fusion) that competes directly with Stripe Connect for software vendors. The strategic pivot is toward becoming a white-label payments infrastructure layer for both financial institutions and ISVs, generating non-interest income for FI partners while monetizing interchange and revenue share for ISV partners.