“Can CASHe become India's embedded lending infrastructure layer by distributing its NBFC credit rails through third-party platforms like Zaggle?”
CASHe started as a digital personal lending app in India, targeting salaried professionals with instant credit lines up to ₹2 lakh. Operated through its wholly owned subsidiary Bhanix Finance and Investment Limited, an RBI-registered NBFC, the company expanded into BNPL for e-commerce purchases. It has since moved toward embedded lending partnerships, most notably with Zaggle, positioning CASHe's credit infrastructure as a B2B2C offering for third-party platforms.