Can Capital
“Can CAN Capital's 25-year proprietary risk-scoring platform become the dominant underwriting infrastructure for alternative SMB lending at scale?”
Founded in 1998 as a pioneer in alternative SMB lending, CAN Capital built proprietary risk models integrating firmographic, banking, and transaction data to underwrite businesses otherwise denied by traditional banks. The company transitioned its loan origination to a bank-partnership model, with WebBank as the issuing lender, enabling broader regulatory reach under an established sponsor bank. Over 25+ years it expanded from merchant cash advances into working capital loans, equipment financing, and lines of credit, positioning itself as a data-driven underwriting platform rather than a balance-sheet lender.