← State of Embedded Finance 2026

Cameranu

Can a leading Benelux specialty camera retailer sustain growth in a shrinking market by differentiating on service levels, omnichannel presence, and flexible payment/financing options?

Founded2003
HQUrk, Netherlands
FoundersSipke van der Berg
IndustryE-commerce / Retail
The story

Founded in 2003, Cameranu grew into one of the largest photography and videography retailers in the Netherlands, reaching €100M turnover and 200 employees with eight stores across the Benelux. The company's embedded finance evolution has centered on improving its checkout payment experience, switching to Mollie as its PSP to support an omnichannel strategy and add new payment methods (In3, Billie, Tap to Pay). Cameranu also offers leasing/financing options on equipment, indicating a consumer lending layer embedded in the retail experience.

Last 12 months
2024
2025
Product timeline
2003
Founded as a Dutch retailer specializing in cameras, lenses, and photography/videography accessories.· pivot
2024
Switched payment service provider to Mollie, achieving +7% authorization rate improvement as part of omnichannel expansion.· banking
The stack
Payments / PSP
Mollie
Lending
Equipment leasingAchteraf betalen (pay later)Gespreid betalen (installment payments)
Accounting gap: none