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Bridgefund

“Can an automated, bank-bypass SME lending platform profitably serve the Dutch working-capital gap at scale using cloud-native lending infrastructure?”

Founded2018
HQAmsterdam, Netherlands
IndustryFintech / Lending
The story

Founded in 2018 in Amsterdam, BridgeFund operates as an alternative online lending platform that connects Dutch SMEs seeking working capital with investors. The company bypasses traditional banks by automating the loan application process, offering business loans from €5,000 to €250,000 with same-day decisions. To scale beyond its initial technology stack, BridgeFund adopted Mambu's cloud-native platform, enabling it to grow to over 13,000 loans issued and reach profitability. The embedded finance angle is the platform's use of Mambu as core lending infrastructure rather than building proprietary loan management software.

Last 12 months
—
Product timeline
2018
BridgeFund founded in Amsterdam as an online two-sided platform connecting SME borrowers with investors seeking returns, bypassing traditional banks.· lending
2022
BridgeFund partnered with Mambu to migrate its core lending infrastructure to Mambu's cloud-native banking platform to scale SME working capital operations.· lending
The stack
1 layer disclosed in Bridgefund’s embedded-finance stack
Lending
MambuSME working capital loans (€5,000–€250,000)Investor deposit accounts
Accounting gap: none

Bridgefund — frequently asked

Who provides Bridgefund's lending?

Bridgefund's lending and capital products are provided by Mambu.

Where is Bridgefund headquartered?

Bridgefund is founded in 2018 and headquartered in Amsterdam, Netherlands.

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